How to start a business in Ghana with little or no money


How can I start a business in Ghana with little or no money? Is there any business that I can do with no money? These are some of the most frequently asked questions by people who want to venture into business yet do not have enough money.

How to start a business in Ghana with little or no money

Starting a business in Ghana with no or little money might seem like a far-fetched idea, but it is not impossible. It is true that starting a business in Ghana require some extra cash, but when you are just starting out, you start out small.

You don't always need a lot of money to start a business in Ghana. You can start a business in Ghana with little or no money.

If you're worried about how to start a business in Ghana with little or no money, here are few ideas on where you can begin.

Poultry farming

Poultry farming is number one on our list because the business is profitable though it is risky. Poultry farming does not require huge capital to start. With minimal income, you can acquire land, structures to house the fowls, agro-inputs such as feeds, and other medications, day old chicks and farm helps.

Adequate security, a clean environment and a comfortable lightening system is good for the chicks.

Within no time you can make decent income through the animals' products such as meat, eggs and fertilizer.

2. Vegetables Farming

Vegetable farming refers to the growth of vegetable crops for human consumption. Vegetables consumption is on the rise in the country with the prices increasing daily.

Vegetable farming does not require expensive capital to start. All you need is small garden at the back of your house.

Most vegetables crops like onions, garden eggs, tomatoes and pepper require no experience, however, a little knowledge in agriculture gives you advantage.

Online Business

Online business is one of the best ways to start a business in Ghana with little capital. There are so many business opportunities available online in Ghana you can start with little or even no capital.

All you need is a phone or laptop with good internet connection. These businesses include : Blogging, Freelancer, Online English Teacher, Affiliate Marketing, Online Consultant, Forex Trading etc. I remember when I started my first Blog, I had nothing on me so I started with a free blogging platform. If you are planning to start a blog, Blogspot is the best platform for you.

You can also earn money online by working as a Freelancer. Upwork is one of the best platforms to work as a Freelancer.

Affiliate Marketing programs are becoming common in Ghana today. You can try working as an affiliate marketer. Becoming an affiliate for another company's product is an extremely lucrative way of helping a company that believes in its products but is trying to sell it.

With affiliate marketing, you advertise a company's product, and get a commission for every sale you make for them.

Mobile phone accessories

You can also start phone accessories business in Ghana with little capital. A phone accessories business is profitable and is one of the fastest moving items to sell in Ghana.

You do not necessarily need phone repairing skills to start the business. You can buy them in bulks because the whole sale price per item is lower than the retail price. 

Barbering Shop

You can also venture into barbering business to earn money in Ghana. It is one of the profitable business to start in Ghana with little capital.

All you need is a well-furnished shop and some few skilled workers, and you're good to go.

In Ghana, most barbers charge between ¢5 - ¢20 per each person. This means that you can make more than ¢150 per day as a barber in Ghana.

Women make-up tools

Make-up is becoming a common thing in Ghana today. Every woman wants to look good when going out. This has therefore made the make-up industry to be booming.

You can start make-up business in Ghana with little capital especially if your target is women. 

These products include:

Nose sharper

Neck face brush

Baby hair styling brush

False eyelashes

Foundation sponge blender

Making liquid soap

Liquid soap business is one of the most profitable businesses to start in Ghana with little capital. Everyday we all use liquid soap to clean up our dishes.

You do not need more than ¢600 to start this business, and if you are diligent, you could make a fortune any time.

Food and drinks

Food and drinks business is one of the most popular businesses in Ghana. You can start food and drinks business with little capital.

The most competitive food in the country is Wakye. Wakye is consumed daily, and the demand for the food increase daily. Most people tend to buy Wakye every morning, mostly before work or during working or school hours.

Cleaning Services

You can also start cleaning business in Ghana with little or no capital. Think of rendering a cleaning service to your neighbors.

All you need is to buy the supplies or equipment you need for the cleaning.

 Buy and sell fresh Tilapia

Tilapia demand is on the rise in the market today. You can start Tilapia business in Ghana with little or even no capital. The business is profitable is profitable if you know what you are doing.

Rearing of animals for sale

This is one of the best business to consider when you want to start a business in Ghana with little or no capital. You can make decent money through the rearing and selling of animals and their products.

I know of somebody who started with only 2 goats a year ago. Today, he owns more than 50 goats, and is really making a living out of the business.

Other businesses are

  • Selling of second hand shoes
  • Buying and selling Domain names
  • App developer
  • Drop Shipping
  • Logo design
  • Plantain chips making
  • Selling of boxer shorts
  • Photography


Thank you for reading to the end. With the above guidelines I hope you will be able to get what you're looking for. Most of these businesses do not require much capital to start. Others, such as the online businesses, even require no capital at all.

Read alsoHow to start an online business in Ghana

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