How To Create PayPal Account in Ghana - 2024


How can I create a working Paypal account in Ghana? Is PayPayl available in Ghana? If you are here, it is possible you wanted to receive money online and were told to provide your PayPal email for payment.

In this article, we are going to guide you on how to create PayPal account in Ghana. Paypal is one of the best payment apps for all your online business transactions in Ghana. It is one of the fastest and simplest ways to receive and send money online in the world.

How To Create PayPal Account in Ghana

What's PayPal?

 PayPal is an online payment system that allows people to send and receive money all over the world. It is considered as one of the safest and secured method to receive and transfer funds across the world. PayPal is available in over 200 countries and support 25 currencies.

Types of PayPal Accounts

Before we proceed, it's good you know the different types of PayPal Accounts.

1. Personal Account

PayPal personal account displays your name and email to buyers without sharing your financial information to the sellers.

2. Business Account

PayPal business account is for small business men and entrepreneurs which enables  them to receive and send money to anyone, and anywhere in the world. It has all the features of a personal PayPal account.

Is PayPal available in Ghana?

The short answer is no. Personal PayPal is currently not available in Ghana, but that does not mean you can't create one for yourself.

Note: You can create a PayPal account in Ghana using Lesotho or any other countries IP address, however, it will be difficult to withdraw any funds from your PayPal to bank account directly.

PayPal is one of the best payment systems to have as a Ghanaian. You might not personally need it for your transactions but your business partners who are in other countries might be using it.

Most online workers such as freelancers, bloggers, YouTubers and surveyors rely heavily on Paypal to receive payments.

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Over 100 people have been able to create a verified PayPal business account in Ghana using this guidelines.

What do I need to create a verified PayPal Account in Ghana for free?

In order to create a PayPal account in Ghana, you'll need these:

  •  Your full name as it appears on your Identification cards or Passport.
  • An active email account (It should never been used to create PayPal account before)
  • An active phone number (MTN, Vodafone or AirtelTigo) A debit/credit card (I recommend prepaid card)
  • Your real address (mostly street address)
  • Now, let's focus on how to create a verified PayPal account in Ghana.

Here are the steps on how to create Paypal account in Ghana for free.

1. Go to PayPal Account on your browser to login to the site

2. You'll see two accounts (Business account and personal account). Sign up for the business account

3. Enter your valid personal and business details

4. After signing up a verification email will be sent to you. Login to your mailbox to confirm your email

5. Login to your PayPal account to start using the service.

6. Confirm your additional information and start using your PayPal account.

If you still don't get it don't worry, here is some details for you. Be sure to follow all the steps one by one.

Go to the PayPal website to sign up for your account.

Since PayPal is not available in Ghana, we're going to use a country that has not been blacklisted. Therefore let's use Kenya. Login here Paypal Signup. Click on the sign up button as shown in the picture below.

                                                       How To Create a Verified PayPal Account in Ghana for free

Sign up for the business account

After clicking on the sign up link, you will see two types of accounts as indicated in the picture below. Choose the Business Account

How To create a Verified PayPal Account in Ghana - 2022

Enter your valid personal and business details.

The next thing is to enter your business or personal details. Make sure your name and any other important documents are correctly entered.

How to createPaypal account in Ghana

After signing up, a verification code will be sent to your email. Click on the link to verify your email.

You may be asked to create a strong password account.

How to create Paypal account in Ghana

After successful signing up make sure you don't reveal your credit email, password or credit card information to a third party.

How do I fund my Paypal account?

After successfully creating your Paypal account, the next thing to do is to load your account and start receiving or transferring money.

Funding your Paypal account simply means adding funds to your Paypal account. To do this, you must first of all contact your bank for either credit or debit card (I prefer Prepaid card).

I hope and believe with the above guidelines you would be able to create a verifiable Paypal account in Ghana for your online transactions.


It is true PayPal is currently disabled in Ghana making it difficult to create a working Paypal account in Ghana. The worst is some who have managed to create their PayPal account using Ghana IP have gotten their accounts disabled. You must therefore consider the risks before creating a PayPal account in Ghana.

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