How to transfer money to Ghana | 6 Best Ways


how to transfer money to Ghana

If you are looking for a way to send money to your relatives or friends or whether you want to pay for any transmission in Ghana, you have come to the right place. In this article, we have listed a some of the apps and websites through which you can transfer money to Ghana.

There are so many available ways to send money to Ghana across the globe.

How To Transfer Money to Ghana

Here is a list of reliable websites and Apps through which you can transfer money to Ghana

  • Western Union
  • Bank Transfer (Wire Transfer)
  • PayPal
  • MoneyGram
  • WorldRemit 
  • Wise Payment Limited
Western Union

Western Union is number one on our list because it is the most common way to send money to Ghana from anywhere in the world.

With the Western Union app, you can send money, pay bills, check exchange rate or start a transfer and pay in-store -- all on the go.

How to send money to Ghana through Western Union.

  1. Go to the website to register for free. Click here to register
  2. Sign into your profile with your password
  3. Choose Ghana, the amount you want to send and your delivery method
  4. Enter the name of the person you're sending the money to
  5. Pay with your credit card (Debit or Credit)
  6. After payment you'll get a confirmation email. Save the tracking number (MTCN) to share with your receiver for pickup.
You can also download the app on Google Play Store and follow the same procedures to send money to anybody in Ghana.

Bank (Wire) Transfer 

Bank or Wire transfer is an electronic payment system that involves the transfer of money through your bank around the globe.

You can send money to Ghana through your local bank. All you have to do is to provide the recipient name, bank account number and the amount you wish to transfer. 
It may take 2 - 3 business days to process.


You can also send money to your relatives in Ghana through MoneyGram. MoneyGram makes receiving money transfers easy. It's available in over 200 countries and territories.

How to send money through MoneyGram

  1. Find a MoneyGram agent location near you.
  2. Go with the following documents: Your ID, recipient's details and their locations
  3. The amount you wish to send 
  4. Complete your transaction form including transaction fees
  5. Notify your recipient and share the 8-digit reference number with your recipient for pickup
You can also download the app on your android phone for all your transactions.

WorldRemit Payment

WorldRemit is a fast and secured payment system that allows you to transfer money to anywhere in the world.
WorldRemit is licensed by government regulators around the globe which makes it reliable. There are nearly 8 million customers sending and receiving money using the service.

How does WorldRemit work?

  1. Sign up for the account. Click here to Sign up
  2. Select where (the country) you want to send money to
  3. Enter the amount and how you want to send it
  4. Add your recipient's details
  5. Pay for your transfer
  6. Both you and your receiver will be alerted by SMS or email when the transfer is completed
The WorldRemit app is also available on Google Play Store or App Store.

Wise Payment Limited

Wise payment make sending and receiving money oversea easy. You can send money to Ghana through wise payment system.

It's fast, low-cost and secured.

How to send money through Wise

  1. Go to here to create your account
  2. Enter your information
  3. Enter the country and the amount you want to transfer
  4. Enter the recipient name and confirm
  5. You will get a notification through either SMS or email once you've completed.
Save the transaction ID for tracking sake.


PayPal is one of the most popular ways to send money to anybody across the globe with minimal charges.

Even though PayPal is currently not available in Ghana, many people have been able to receive money abroad through business PayPal Account which they created with a different country's IP address.

If you are in Ghana, and thinking of how to create PayPal account for yourself, this might work 


Above are some of the ways to transfer money to Ghana. I suggest you visit each website to know more about their charges and other relevant information

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